Tool
Benefits estimator
A free Social Security benefits calculator — estimate your monthly retirement benefit using the official PIA formula and 2026 bend points.
Your information
1965
$60,000
67
Estimated monthly benefit
$2,346
Full retirement age: 67 · PIA at FRA: $2,346
You are claiming exactly at your full retirement age.
Estimate only — not financial advice. This tool approximates your benefit from a single average-earnings figure rather than your full 35-year indexed earnings record, so it will differ from SSA’s official calculation. Bend points and the wage base reflect 2026 values. For a personalized estimate based on your actual earnings, use your my Social Security account.